Posts Tagged ‘financial’

7 Things to Do When You Retire

February 28, 2012

1. Travel: Job and family responsibilities keep people rooted in one community. Familiar sights and habit often lead to stagnation and boredom. To really feel alive we must experience new sights and new traditions. There is a whole world out there of folks doing things differently and still being successful. We are often surprised and gain a whole new perspective on what’s possible. New avenues and possibilities suddenly appear before our eyes. Magical moments that send us off on an entirely new course of discovery. Travel is a great way to recharge your batteries after doing the same-old, same-old for so long. Pledge to travel. Pick out someplace you’d like to visit. You don’t have to go all exotic. A trip to a state park you’ve never seen is a very inexpensive way to get started. Or maybe to your state capitol if you’re not a big nature fan. Or, just hop in the car once a week and drive off to destinations unknown. Many of my best discoveries came from just such unplanned adventures. Drive until you come to something interesting, then, hop out and take a better look. Travel is a great way to begin your retirement years. Later, I’ll tell you about one simple new technology that makes travel exponentially more fun, even if you have to travel by yourself.

2. Get a Job: Of course I don’t mean go to work for someone else. This is your chance to finally do what you love to do. This is your chance to turn your hobby into a source of additional income. Making money doing what you love is the dream. Sharing your crafts or hobbies or interests with the world has never been easier thanks to the internet. In the not too distant past, retirement came awfully close to the end of our life expectancy. But not anymore. At age 65 most of us can look forward to another 10, 15, 20, 25 or more years of living. What will we do with all that time. Earl Nightingale, famous radio personality and co-founder of the Nightingale-Conant corporation that built their success on audio education programs once said, “The people who live the longest are the people with something to do.” We need something to do. We need some plan or structure in our life. Like it or not, a plan for the future, some expectation or excitement for what’s to come is a driving force in our life that pulls us forward.
When you tie your hobby or interests to a source of income generation, you insure that you’ll always have the financial freedom to enjoy what you love and you’ll get even more enjoyment from it knowing that others are interested in your work too. What joy is the most beautiful flower in the garden, or the best recipe, or the fine wooden craft if there’s no one else to share it with. Sharing has never been easier with the internet and a simple new digital tool.

3. Meet New People: One of the greatest joys in life are friends. People to share our interests and activities with. Meeting new friends was easy when we were in school. Classes would change, kids would come and go. We’d meet new people through sports or clubs or parties. Once we get into the workforce though, we find ourselves a bit more limited. Maybe we’d get to know a coworker. Or someone at church. Or someone from our kid’s school. By the time we retire we can often feel a bit lonely. Kid’s are grown. Sadly, some of our friends have gone off to their great reward or moved into retirement homes or places like Florida or Arizona. Meeting new people can sometimes be a real challenge. Luckily, there are hobbies that make it easy to meet new people.

4. Stay Active: The human body was not designed to be stationary. We we’re meant to move. Activity keeps our muscles in tone. It keeps our fluids moving. It lubricates our joints and aids our digestion. The trick is to find an activity that is low-stress but still addresses all of our physical necessities. Fortunately, walking is an activity that most of us can do. In fact, walking is the activity most often prescribed by doctors for people of all ages. It’s great for our posture, it stimulates our cardiovascular system and its low stress. The only problem is people often get bored with it. Fortunately, when you combine walking with another popular activity you can overcome that boredom and get even greater benefits. Benefits like triple calorie burn, instant gratification, and an excitement to get up and out the very next day. In fact, adding one simple activity can increase your interest in walking from 15 minute to one hour easily, thus quadrupling your benefit.

5. Leave a Legacy: Let’s face it, one day, we’ll be gone. Our time here on this planet will come to an end and we’ll take all of our memories and experience with us. How great if we could leave just a portion of that knowledge, talent and experience behind. What can you do to share? Rich folks leave large sums of money to benefit their favorite charities and institutions. Many other folks volunteer their time and talents. What organizations could use your help? What do you like to do? Could you volunteer your time? Could you write a book? Technology like computers and online retailers like Amazon.com make it very easy now to write and publish your knowledge. Perhaps you like to make things? Furniture and wood crafts. Decorative items for the home. How about art? Do you like to draw or paint? Perhaps you’re one of those frustrated artists who can never get their hand to do as the brain says? Fortunately there are digital arts now that leave your traitor hand out of the equation and let your wild imagination do all the work with a keyboard and mouse.

6. Teach: What better way to leave a part of you behind than to teach? When you share your knowledge you give the next generation all the benefit of your experience. You give them a head start, a leg up, a shortcut to success. There are many community education opportunities where you can even earn money sharing your knowledge. How about SCORE, the service corps of retired executives? Perhaps you could share your knowledge to help other businesses grow?
Starting your own class is easier than you think. It can provide great satisfaction, purpose, and is a great way to meet people with the same interests as you.

7. Buy a Camera: One of the best ways to get maximum enjoyment from your retirement years is to get a camera and learn a bit about photography. Photography is a great way to unify and magnify the benefits from all your activities.

A recent survey, conducted offers some interesting health benefits not normally associated with photography.
• 3 out of 4 people in the survey indicated that photography made them more active each week.
• All of the survey’s participants said that photography stimulates their mind. Half stated that it made them feel more focused, alive and creative.
• 82% found the ability to sustain high levels of concentrate while taking photos. (not an easy task in today’s hurry up era of infinite distractions)
• Fun – Most study participants were involved just for fun, deriving no income from their photos.
• 93 people out of 100 reported that photography made them feel good about themselves.
• 8 out of 10 said it lifts their mental state daily… it makes them feel good.
• More than half the people surveyed felt more connected to the local community and the world.
• 8 out of 10 reported that their involvement in photography had increased their contact with other people.

Surprise – The quality of the photos taken did not influence results. Even though half the people found others showed little or no interest in their photos, they still reported feeling all of photography’s positive benefits!

When asked to reveal, in their own words, the benefits they enjoyed from photography here’s a snapshot of the replies:

Connecting with nice people, relaxation, reduced stress, creativity, extra income, greater appreciation of the world, help people preserve memories, make people happy, get out of the house, meet new people, nostalgia, makes me feel better, relieves pain.

Photography can make your current hobbies more fun by allowing you greater opportunities to share. It can be a great motivational force to keep you active each day. Digital Photography has become much more a communication medium than an art. Technology has made it easier for anyone to take a great photo with just a bit of training.

A recent report indicates that now 10,000 people will retire each day in the country. That’s a lot of people who need something to do. They’d better get busy. Life moves pretty fast and they just might miss it.

Learning a bit of photography can open a great many doors to making retirement one of the best times of your life.

by Robert Schwarztrauber

“Change Your Life in a Flash” is a great introduction to all the benefits of photography. Improve your picture taking skills and find out exactly how to apply these skills to improve your health, wealth and happiness. This 90 minute audio CD program will open your eyes to a whole new world of opportunities. Opportunities available only to the digital camera user. You can get more details on this program at http://FitnessPhotoCourse.com

Advertisements

“The Secret” of Photography

April 7, 2010
The Secret

The Secret Revealed

One of the most popular videos of late has been, “The Secret”. In this film, much is made of the Law of Attraction. Particular attention is placed on the premise that as you think, so shall you become. While I found the film to be motivational and informative in many ways, I found it came up short on something equally important to success.

Action.

You can think of great inspiring plans, and dream of the opulent treasures that await you, but until you actually DO SOMETHING, things may be attracted to you, but it is by doing that we prepare ourselves to receive what we have coming. Until you do, until you give, you can never begin to get. It is the results of your actions, that began with your thoughts, that ultimately brings you the things you desire.

And the things you fix your mind to getting.

One of the most prominent figures in the movie “The Secret,” Bob Proctor,  made an analogy to the Polariod camera in his famous book, “You Were Born Rich”.
He said that our conscious mind is like the shutter on the camera. It is responsible for snapping the picture. The conscious mind chooses what we see and what we focus on we permit through to the subconscious mind. He goes on to say the subconscious mind is like the rest of the camera. It is responsible for bringing forth the image captured by the conscious mind and producing it exactly the way it was seen. The final Polariod  photograph is our result.

Our conscious mind, our thoughts, envision the thing we want, our subconscious mind then gets to work to create that vision in a physical form which is then available for all the world to see – we call it our results. If our image of what we want is not clear, our results will not be clear either. if we can’t hold a steady thought in our head, if we’re flipping all around from one thing to another, our results will reflect that lack of focus.

To extract the maximum benefit from “The Secret” and the Law of Attraction we must first have a clear vision of what we want to attract. We must then hold steady and focus on that vision even while we go about our regular duties in life. We must let that vision work through our powerful subconscious mind to process it into the physical result (the doing) and only then can we expect our vision to be drawn to us in the form we intended.

The process for getting good results in photography holds true for life as well. Have a good vision to share. Hold steady while you compose your vision. Have a proper tool to process your image. Then share the vision that is produced to benefit those who see it too.

2nd Chance For Camera Cash

March 29, 2009

spring-card4Short Note:

Many folks were interested in getting the NewPhotoBiz 1.0 offer I wrote about previously, (Recession Beating Income)but were closed out

Well I’ve just been informed that it will be opening up again, slightly better, next week. Scott has also prepared a FREE online-video introduction that really offers some great Photoshop and business tips as well.

If you missed out last time, you won’t want to miss this. Since I’ve gotten so many questions specifically on Photoshop, I created a new site more dedicated to the details. http://www.photoshophouseofcards.blogspot.com/

You can sign up for Scott’s NewPhotoBiz Lite, free videos when you fill out the name and email form on the top right of my new photoshop dedicated blog, Photoshop House of Cards. Click here to go there now.

Remember, if you’re looking for a great way to create waves of cash using your camera, Scott’s, NewPhotBiz Lite, is the Tsunami you’ve been looking for!

Recession Beating Income from Digital Photo Biz

January 27, 2009
Simple to Make with NewPhotoBiz 1.0

Simple to Make Money with NewPhotoBiz 1.0

If you’re looking to finally start your own business to ease the layoff worries, or to supplement your income on a part-time basis, or maybe you’ve already lost your job and are wondering how to make ends meet, then here’s a new product that might make it easy for you.

It’s called NewPhotoBiz 1.0 by a professional photographer named Scott Voelker. He has created an amazing “business-in-a-box” that just might get you earning $1000 per day creating amazing photographs of children from your digital camera. Using his custom “Anne Geddes” style templates, anyone can create photographs no mother could ever resist – and do it in just minutes!

One client who purchased NewPhotoBiz 1.0 earned $6000 their first month – working only 3 days per week!

I purchased his program and was blown away by how thoroughly he takes you through every step from beginning to end. Beginners have everything they need to start a successful business today…and pros can jump right in using his amazing templates to add $100 to their existing products.

This is a rocket to success in a fun, photo business. No matter how tight the money gets, moms are going to buy pictures of their kids. This business beats the recession, is easy to start, and you can earn as much as you like. Working as many or as few hours as you like. Full or Part-Time!

You’ll kick yourself if you don’t check it out. Here’s the link with a complete description and the  100% satisfaction, no questions asked guarantee:

NewPhotoBiz 1.0 Lite

If you’ve ever thought of taking simple pictures to earn cash, you must get this program. Check it out now before it’s gone!

Remember, this program is ALL you need to make your dreams come true in 2009. I’ve never seen anything offered on the internet this good, this thorough.

P.S.  With Scott’s  How-to VIDEOS you can also learn a ton for FREE!     The photo of two girls in the leaf was created in less than 10 minutes using Scott’s program. Pretty cool, huh?  I don’t recommend many products highly, but this one packs in a lot at a bargain price. Even if you never go pro! You’ll have the best kids portraits to show off to friends and family! They’ll be drooling with envy. And begging you to do one for them!

Increase Your Income in 2009

January 2, 2009

Just a short post today, as the new year begins, to remind everyone that it’s not enough to be great at taking pictures. I have no doubt that there are great photographers across the planet wondering where their next dollar will come from.

Great income comes from great marketing.

Here’s a new link to one of my best resources, Clayton Makepeace and his crew over at The Total Package.
Go here for great money making techniques that will send your income soaring. (I almost forgot to mention…it’s FREE!)

http://www.makepeacetotalpackage.com/bonus/holiday-referral-signup.html

Also, don’t forget to get your copy of
“How To Pay The Rent With Your Camera – THIS MONTH!”  from “Dan the Man” – who knows all about making money with your camera.

Here’s that great ebook link again:

http://photobob.photosales.hop.clickbank.net/

Wishing everyone a happy and prosperous New Year!

Robert Schwarztrauber

Top 5 Reasons to Choose Camera over Retirement Gold Watch

December 24, 2008
Say NO to Gold Watch

Say NO to Gold Watch

If you are offered the traditional gold watch upon retirement, you would do wise to politely decline this gesture – in exchange for a camera.  More precisely, exchange it for a digital, single lens, reflex camera, DSLR for short.

There are many reasons why choosing a camera over the gold watch (whatever the wild market price of gold might be as you read this) could just be the smartest decision you ever make in your life.

In fact, it just might SAVE your life.

Or at least help you live longer.

Here are my top 5 reasons to chose a camera over retirement gold watch:

1. Cameras Stop Time

Watches are for keeping track of and counting down time. Is that how you want to spend the rest of your life, counting down the hours until your ultimate demise?

A camera lets you explore and capture all the beauty of this world – to enjoy again and again – whenever you chose. A camera is the ultimate time-stopper. Each image, each memory is frozen for all eternity.

2. Photographs are Priceless

A gold watch has a market price sure, maybe even $800 – $1000 per ounce. But if you trade in your time piece for cash, blow it on something else, then where will you be?

A camera may or may not be worth as much per ounce, but is priceless in terms of the opportunities it provides for adding enjoyment to your life. Imagine the smile of one adorable grandchild, captured forever by the lens on your camera. Imagine the most beautiful sunset or sunrise captured by your camera as you sit with your spouse in some exotic location (or even on your own front porch). How much would that be worth? Priceless, wouldn’t you agree?

3. Cameras Can Help You Live Longer

Watch the time! Do you know how slowly time seems to go when you’re watching it? With nothing to do? Don’t count the hours -Live Them!

It has been shown, scientifically, that (barring some inherent illness, accident,  or disease) the people who live the longest are the people with something to do. What better way to live your life than in search of the beautiful things -the things we love to take pictures of. And if you already have a hobby, photography can be the spice that really adds a punch to your passion. It could even earn you a nice income. (see more articles below on earning big bucks with your camera!) Don’t count hours, live! Nobody is too old to start!

4.Cameras: The Perfect Hand-held, Mind-Body Fitness Machine

Tic-toc, tic-toc, ’round and ’round she goes. Looking at that shiny gold case or those hands going around won’t do anything to stimulate your body or your brain. And if you don’t do something, it’ll all turn to mush.

A camera on the other hand is a call to action. Imagine jumping out of bed each morning in eager anticipation of capturing the best sunrise you ever saw. Imagine heading out each day in search of some wonderful photo, that you took, to share with your spouse, your friends, or your neighbors? “Ooh, ahh”  they’ll say! Your ego will soar. And tomorrow, you’ll get up, take a walk, use your whole brain and all of your senses to search for the perfect scene. And then concentrate on the best way to capture it. You’ll build your body and your mind – the perfect “exercise”. And it will feel like fun, not work! Choose the camera!

5. Cameras Can Lead to Fame and Fortune

While you might appear on one episode of “Antique Roadshow” with your retirement watch, it’s unlikely to bring you much fame or recognition.

A camera on the other hand lets you share your world with folks from around the globe. No picture ever taken is quite the same as another. And when you are serious about taking good photographs, other folks will heap praise upon cash to see your work. It’s a great way to get your name out there, meet new people, and win awards and even cash. When was the last time you received an award- for anything? In photography, it’s quite easy to get a pat on the back, a “Good Job!”, “Nice Work”. And the number of photo contests and opportunities to be “famous” and earn cash are almost endless.  Finally, you can… BE SOMEBODY!

To wrap up, whether or not it’s your time to retire, (and likely as not there is NO longer any gold watch being handed out) DO get yourself one of the new digital, single lens, reflex cameras (DSLR’s) and begin to learn about photography. Digital makes photography so much easier. Anyone can do it! Even if you’ve never tried before. (If you have questions , I’m always here to help you. Just email your questions to me)

More information on how the camera can dramatically improve your life is contained in the preceding posts…be sure check them out below!

Be sure to sign up for my newletter delivered via email. Everything you need to begin an exciting new life with camera in hand. Write to me at: robert@totalfitnessphotography.com  And be sure to put NEWSLETTER in your subject line.

Robert Schwarztrauber, photographer, is a regular contributer to picture posts and informational sites across the internet. For more information on how photography can dramatically improve your life, request his eNewsletter from:  robert@totalfitnessphotography.com

“How To Pay The Rent With Your Camera – THIS MONTH!”

December 22, 2008
 Holiday Gift Ideas

Short on Cash?

Turning Photos Into Cash

How great would it be if someone were actually PAYING you to capture photos of beautiful, wonderful, or just plain fun things?

If you’re like most people who get the photo bug, you start taking pictures because it’s just great fun.

Nostalgia. When you come across something beautiful, or something wonderful, or something fun you want it to last forever.

Snap! Got it. Now, with picture in hand, you can feel that same feeling over and over again. Flip out the picture…ahh, you feel great again.

Where would we be without our photo memories! In fact, next to saving their children and pets, people will most often run back into a burning building to save their precious photographs!

Now just think how great it would be if someone were actually paying YOU to capture photos of their kids, their pets and their whole family!

Imagine that people will come to you and ask to have their picture taken. One simple technique could have folks handing their cash over to you.

A great new book has just been released which can have you getting cash fast – using your CAMERA to make you money!

A master of creating cash from your own photography business,
photographer DE has assembled this great book to help photographers of all skill levels go behind the curtain to discover proven techniques, in use, that get you PAYING customers. It’s about simple, slap-yourself-on-the-forehead, why-didn’t-I-think-of-that techniques by photographers from across the country. All sharing their secrets.

And get this! For less than you’d pay to buy one person a holiday gift, you can have ALL the tips, techniques and strategies in this book!

What’s more, you could pay for all the holiday gifts you bought this year from just ONE tip in this book!

Or, as the book is titled, see “How To Pay The Rent With Your Camera – THIS MONTH!”

It’s priced at just $27 now, but I can’t believe he’ll give away so much for long. Click the blue link below and pop on over to get your copy securely from Clickbank now.

Click Here!

You CAN create wealth using your camera. I thought I knew a lot but the ideas in this book really opened my eyes. You’ll love it too.
(But you might not get any sleep tonight once you get these great
ideas rolling ’round in your head. I know I didn’t!)

And remember, it’s risk free when you purchase from Clickbank.
If you’re not satisfied for ANY reason you can simply get your money back with their generous return policy. But when just one of DE’s proven methods can earn you back $100’s, I don’t expect you’ll be needing that refund if you’re serious about making money using your camera!

Again, Click Here! to get your copy today!

Copy This Orchestra for BIG Photography Profits

December 20, 2008
Doggy Basket

Doggy Basket

Last night I attended an amazing holiday production by the
Trans-Siberian Orchestra.

Now most people think nice classical music (or boring!) when you mention going to the symphony. Being a holiday presentation tends to worsen their regard since they already know all the songs.

Not too exciting they imagine.

But nothing could be further from the truth when it comes to the spectacular show put on by this talented group of musicians. And that’s where the lesson begins that can teach (or remind) photographers an awful lot about achievingtheir maximum potential.

Most “normal” orchestral events differ very little from listening to music on a CD except for the ticket price and the polite applause heard between songs. You watch a sedate group of musicians sit and play for hours on a rather stark stage. In my estimation, a 90% auditory experience coupled with a 10% visual experience. If that style of performance has changed in 300 years, it’s not by much.

Therein lies the problem. We live in a society raised on television. We’re a visual society now more than ever. More than any other time in history we want, ney expect, excitement to come blasting in through our eyeballs MTV knew that. And now it seems there can be no stopping the proliferation of YouTube style videos that are popping up at a phenomenal rate. (see the trend?)

Million dollar opportunities spring from nowhere when you include visual stimulus in either your product or its presentation.

We demand visual excitement in our lives.

Trans-Siberian Orchestra has rocked up the old Christmas standards. Athletic performers of boundless energy playing electric guitars and violins to songs like “O Holy Night” rock the house. You get keyboards and rockin’ drum solos set to a laser and pyrotechnic light show that rivals the biggest
names in rock-n-roll history. They get it.

They saw the trend to visual 10 years ago and took action – building a touring group that plays to sold out venues everywhere. Their great show is easily 50-50 in terms of visual to auditory. Half great sound, half great visual show. They added excitement to their music in a very visual way and now reap mega-millions annually for their intelligence

And that’s what we need to do as photographers. Add excitement!

While there is still a place for the standard portrait, there is an even greater opportunity for photos that excite. Photos that people get all hyped up.Photos that people can’t wait to show and tell their friends about.

Photos with that “WOW!” factor.

And now, thanks to SV, a master of photography techniques and marketing, ANY photographer, amateur or pro, can add the equivalent of a rock band’s light show to their photographs.

SV has created a unique way to add extreme visual excitement to your photographs.Best of all, it’s simple and easy. He has a great way of showing you how, and, no surprise, he uses FREE videos to let you in on his secrets.

Discover more about how to add extreme visual excitement to your photos and boost your income substantially at :
*

http://photobob.newphobiz.hop.clickbank.net/

Turning Photos into Cash

September 11, 2008
Happy Hamster Sells!

Happy Hamster Sells!

If you’re like most people who get the photo bug, you start taking pictures because it’s just plain fun.

Nostalgia. When you come across something beautiful, or something wonderful, or something fun you want it to last forever.

Snap! Got it. Now, with picture in hand, you can feel that same feeling over and over again. Flip out the picture…ahh, you feel great again.

Where would we be without our photo memories!

But just think how great it would be if someone were
actually PAYING you to capture photos of beautiful, wonderful
or just plain fun things?
What if your photos could get published in print for all the world to see, to share the joy along with you?

What if you could win awards, prizes, cash?

Suddenly, photography is a whole lot more than FUN.
It’s FUN-TASTIC!

Well, surprise!

Millions of dollars are paid to photographers every year.

Not just professional photographers, but average Joes and Janes too.

Best of all, you can start right in your own home town.

Shelly Perry of AWAI’s “Turn Your Pictures Into Cash” instructional program is getting regular checks from stock photo agencies for pictures she took of her family “doing things” and such simple things as “curtains”.

Rich Wagner has made multiple thousands from a small town picture of a “pumpkin patch”. Cows sell well too.

I can’t do justice describing their stories here in this limited space, but if this sounds interesting to you, and you can take a simple picture, you should go directly to the AWAI website now for more information:

www.thephotographerslife.com/ph2/rs

Meanwhile, if your going to take pictures anyway, a few of your best subjects will be:

People Portraits, Pet Portraits, Photos of News Stories in Progress (fires, car crashes, local topics of the day), Publicity or products for a business, or ebay products.

Where can I sell my photos?
Who’s buying?

Families, Grandparents, Pet Owners, Businesses, Media, Newspapers, Magazines and Websites, Stock Photo Agencies all are happy to pay you for the type of photo that interests them. Sell at flea markets and art shows too.

Don’t worry about being a pro. Well focused, well composed, well lit pictures that tell the story or communicate the emotion are all that is required. Not some fancy artistical interpretation all blown up with special effects.

Good useful pictures sell.

Photographs as artistic Interpretation on the other hand…now that’s a tough sell.

Check out the AWAI website. You can get ideas for 101 Things You Can Get Paid to Photograph.
Even if the program is not for you there are loads of great tips to be found… for FREE!

And YES! I recommend it because I bought it and have made money because of it. I’ll bet you can too.

You can be fit as a fiddle, with a mind sharp as a tack, but if you have no money to do the things
you love, you’re simply not living life to the fullest. You’re not complete.

But you can have everything you want…physical, mental and financial health.

Your camera and photography… are the keys to the kingdom!

*** If this photo of our hamster and a dandelion can make money (and it does!) …imagine what you can do! ***

by Robert Schwarztrauber